Actuent
monzo.com

Monzo

Monzo is a UK‑based digital bank offering a free personal current account with no monthly fee, instant card delivery, and a mobile app that lets you manage money, split bills, and track spending. Features include pots for budgeting, cashback on purchases, travel insurance, and the ability to earn interest on savings up to 3.65% AER. Users can also apply for Monzo credit cards, invest in a range of products, and access pensions and insurance. The platform supports joint accounts, under‑16 accounts, and business accounts, and provides tools for payroll, mortgage linking, and overdraft. Monzo’s award‑winning app offers real‑time notifications, budgeting tools, and a help centre for support.

40
Not agent-ready yet
Agent-readiness score out of 100
  • ✓ Clear description of the site
  • ○ Several pages described
  • ✓ Actions agents can take
  • ✓ 3 or more actions
  • ○ Publishes its own LAWP (/.well-known/lawp.json)
  • ○ Actions agents can execute
  • ○ Business details (address, hours, phone)

How to improve this score

Up to +60 points:
+15 · Several pages described
List your key pages (services, prices, about, contact) in the pages of your starter lawp.json, or link them from your homepage and sitemap.
+15 · Publishes its own LAWP (/.well-known/lawp.json)
Publish your starter lawp.json at /.well-known/lawp.json. WordPress: install the Actuent plugin. Cloudflare: use the one-click Worker.
+15 · Actions agents can execute
Give an action an endpoint on your domain so agents can do it for the user, not just link to it. See LAWP Actions.
+15 · Business details (address, hours, phone)
Add schema.org business data to your homepage (the starter snippet). Google uses it too.
Starter lawp.json for monzo.com
Made from what Actuent already knows. Edit it, then publish it at https://monzo.com/.well-known/lawp.json. Check it with the LAWP Checker, or edit it in the LAWP Generator.
{
  "lawp_version": "0.3",
  "domain": "monzo.com",
  "name": "Monzo",
  "language": "en",
  "pages": {
    "/": {
      "title": "Monzo – Personal Current Account, Savings, Credit & More",
      "content": "Monzo is a UK‑based digital bank offering a free personal current account with no monthly fee, instant card delivery, and a mobile app that lets you manage money, split bills, and track spending. Features include pots for budgeting, cashback on purchases, travel insurance, and the ability to earn interest on savings up to 3.65% AER. Users can also apply for Monzo credit cards, invest in a range of products, and access pensions and insurance. The platform supports joint accounts, under‑16 accounts, and business accounts, and provides tools for payroll, mortgage linking, and overdraft. Monzo’s award‑winning app offers real‑time notifications, budgeting tools, and a help centre for support."
    }
  },
  "actions": [
    {
      "id": "open_account",
      "name": "Open a Free Account",
      "input": {
        "type": "none",
        "required": false
      },
      "intent": [
        "open account",
        "free account",
        "signup"
      ],
      "description": "Starts the process to create a free personal current account."
    },
    {
      "id": "signup",
      "name": "Sign Up",
      "input": {
        "type": "none",
        "required": false
      },
      "intent": [
        "sign up",
        "register",
        "create account"
      ],
      "description": "Registers a new user for a Monzo account."
    },
    {
      "id": "refer_friend",
      "name": "Refer a Friend",
      "input": {
        "type": "text",
        "required": true
      },
      "intent": [
        "refer friend",
        "invite friend",
        "share account"
      ],
      "description": "Invites a friend to join Monzo and earn rewards."
    },
    {
      "id": "switch_business",
      "name": "Switch to Monzo Business",
      "input": {
        "type": "none",
        "required": false
      },
      "intent": [
        "switch to business",
        "business account",
        "open business account"
      ],
      "description": "Converts a personal account to a Monzo Business account."
    },
    {
      "id": "switch_plus",
      "name": "Switch to Monzo Plus",
      "input": {
        "type": "none",
        "required": false
      },
      "intent": [
        "switch to plus",
        "upgrade to plus",
        "plus account"
      ],
      "description": "Upgrades an account to Monzo Plus for additional benefits."
    },
    {
      "id": "get_paid",
      "name": "Get Paid into Monzo",
      "input": {
        "type": "none",
        "required": false
      },
      "intent": [
        "get paid",
        "payroll",
        "salary into monzo"
      ],
      "description": "Enables payroll or other payments to be deposited directly into a Monzo account."
    },
    {
      "id": "contact",
      "name": "Contact",
      "description": "Send a message to Monzo",
      "intent": [
        "contact",
        "message",
        "email",
        "get in touch"
      ],
      "input": {
        "type": "object",
        "required": true,
        "fields": [
          {
            "name": "name",
            "type": "string",
            "required": true
          },
          {
            "name": "email",
            "type": "email",
            "required": true
          },
          {
            "name": "message",
            "type": "string",
            "required": true
          }
        ]
      }
    }
  ]
}
Starter schema.org snippet
Replace the example values, then paste into your homepage's <head>.
<script type="application/ld+json">
{
  "@context": "https://schema.org",
  "@type": "LocalBusiness",
  "name": "Monzo",
  "url": "https://monzo.com",
  "telephone": "+00 0000 0000",
  "priceRange": "€€",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "Street 1",
    "postalCode": "0000",
    "addressLocality": "City",
    "addressCountry": "DK"
  },
  "openingHoursSpecification": [
    {
      "@type": "OpeningHoursSpecification",
      "dayOfWeek": [
        "Monday",
        "Tuesday",
        "Wednesday",
        "Thursday",
        "Friday"
      ],
      "opens": "09:00",
      "closes": "17:00"
    }
  ]
}
</script>

What AI agents can do here

Open a Free Account
Starts the process to create a free personal current account.
open accountfree accountsignup
Sign Up
Registers a new user for a Monzo account.
sign upregistercreate account
Refer a Friend
Invites a friend to join Monzo and earn rewards.
refer friendinvite friendshare account
Switch to Monzo Business
Converts a personal account to a Monzo Business account.
switch to businessbusiness accountopen business account
Switch to Monzo Plus
Upgrades an account to Monzo Plus for additional benefits.
switch to plusupgrade to plusplus account
Get Paid into Monzo
Enables payroll or other payments to be deposited directly into a Monzo account.
get paidpayrollsalary into monzo

For AI agents

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Last updated 16 Sep 2026

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